The 2026 long distance moving cost formula
Every FMCSA-licensed interstate carrier prices long distance moves on a tariff that combines three primary variables and three secondary surcharges. The math is unambiguous:
Base cost = shipment weight (lbs) × tariff rate ($/lb) × seasonal multiplier
The tariff rate runs $0.45–$0.85 per pound in 2026 depending on distance, with the seasonal multiplier between 0.85x (December off-peak) and 1.30x (June–August peak). On top of that base, carriers add line-item surcharges for packing service (20–35%), full-value insurance (1–3% of declared value), and access issues (long carries, stairs, elevator timing, specialty items).
The three guides above each isolate one variable so you can see how it moves the total. Read in order, they answer: "How much does my home weigh?" "How does distance change the rate?" "How does my timing affect both?"
The three benchmarks for any quote
When you receive a binding carrier quote, divide it into three sanity checks before signing.
Per-pound rate. Quote ÷ estimated weight should land between $0.45 and $0.85 in 2026. Below $0.40 is suspicious (often a broker lowball that revises upward at pickup). Above $0.95 is either premium-carrier pricing or a specialty-heavy shipment.
Per-mile rate. For a 5,000-lb shipment, expect $2.50–$4.00 per route mile. For 10,000-lb, $4.50–$7.50. Outside these ranges, ask the carrier to break down the calculation.
Three-quote spread. Three legitimate carrier quotes for the same shipment typically vary 20–40%. That's the honest market range. The middle quote is usually the right price.